Can You Buy Gift Cards With Your Walmart Credit Card
can you buy gift cards with your walmart credit card
It can be done, both at the store, as well as, on their website walmart.com. You will end up getting two percent back in form of other rewards if you buy the gift card using your Walmart Credit card/ Store card. How to purchase a Walmart gift card with a credit card?The process of buying a gift card at Walmart with a credit card is pretty straightforward. It is like buying any other thing in the store. You ask for the gift card or take one to the billing counter and while making a payment choose the credit option.Similarly, to order it online go to walmart.com, and select if you want a gift card delivered to you or sent in an e-version via your email. Then after adding the gift card to your shopping cart, you select the payment option and further the credit card alternative.
Most credit cards can be used anywhere the card network (Visa, Mastercard, American Express or Discover) is accepted, but some cards have limitations. Credit cards with restricted use are known as private-label cards or store cards and can only be used at the namesake brand's properties.
Similar to other Capital One credit cards, rewards can be redeemed at any time and for any amount. Redemption options include travel, gift cards, the ability to cash in points during online checkout at Walmart.com and statement credits.
If you're looking to finance new purchases with no interest or complete a balance transfer, consider alternative cards, such as the Citi Simplicity Card, which offers 0% intro APR for 21 months on balance transfers from date of first transfer and 0% intro APR for 12 months on purchases from date of account opening (then 18.74% - 29.49% variable APR; balance transfers must be completed within four months of account opening.) There is an introductory balance transfer fee of 3% or $5, whichever is greater for transfers completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
The Walmart credit cards may seem like a good choice at first glance, offering up to 5% back on Walmart purchases, but a closer look shows that the rewards are more geared to online Walmart purchases. If you prefer to shop at Walmart.com, the Walmart app or via Walmart Grocery Pickup and Delivery, then the 5% rewards rate is unmatched.
However, if you prefer to shop in Walmart stores, you can find alternative rewards cards, such as the Capital One Venture Rewards Credit Card, that offer the same rewards rate at Walmart stores (2X), plus other perks such as Global Entry or TSA PreCheck statement credit.
And a basic cash-back card, such as the Citi Double Cash Card, is a simple way to earn the same amount of rewards on all purchases. Double Cash cardholders earn 2% cash back: 1% on all purchases and an additional 1% after you pay your credit card bill.
You have a few different redemption options with this card. You can redeem your cashback rewards for statement credits, toward a recent purchase, toward a current purchase during online checkout, for gift cards, or for travel arrangements. The card also offers other useful benefits such as travel accident insurance, concierge service, and extended warranty protection.
Your credit limit is dependent on your creditworthiness, meaning the company will check with the credit bureaus to review your credit score, credit history, current debt, and income. Some reports show your credit limit could be as low as $400 or as high as $8,000.
Unlike the Walmart Mastercard, which can be used wherever Mastercard credit cards are accepted, the Walmart Credit Card can only be used at Walmart stores, Walmart.com, Sam\u2019s Club, and Murphy USA gas stations.
The Walmart cards have no annual fee, so there\u2019s no cost for adding the card to your wallet. However, both cards have higher-than-average interest rates, so pay off your balance in full each month to avoid costly interest charges.
For the Walmart Mastercard, your credit needs to be in the \u201cgood\u201d range, meaning you should have a score of at least 650. If you only have fair credit or poor credit, you may still be able to qualify for the Walmart Credit Card. Users report getting approved with FICO scores as low as 550. Still, you may want to think about getting a copy of your credit report and looking at\u00a0how to improve your credit score\u00a0before applying.
Instead of a Walmart-branded credit card, consider these other credit card offers that could earn you more rewards on not only your Walmart purchases, but on all the rest of your purchases as well. If you shop online, but tend to split your shopping between Walmart and other retailers like Amazon, then one of these might prove to be the best credit card for you.
If you're a regular Walmart shopper, then applying for a Walmart credit card can be a smart way to earn valuable cashback rewards. Both of the cards offer high rewards rates, and neither option charges an annual fee. Which Walmart credit card is best for you depends on your credit score and spending habits.
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No federal or state law regulates whether it is possible to buy a gift card with another gift card. It's up to companies to decide on their policies. It means that every retailer can choose whether they will allow their customers to purchase the same brand or third-party gift cards using another gift card.
The first step toward free gift cards and supplemental income is downloading the app from Google Play for free. The moment you install it, you can start completing all those simple tasks and earning big rewards. With our app, you get to:
Besides all the earning activities mentioned above, you can also take challenges, respond to surveys, or install a partner app for additional points. Best of all, the ads you see and the surveys you take are highly personalized. The Mode Earn App adapts to the way you use your phone and matches you with brands that would interest you. It means you can take advantage of custom deals and discounts for items you actually need and like.
You always have an option to sell your gift card for cash and then purchase another gift card or use that cash for whatever you want. You can sell your regular Walmart gift card on websites, such as:
If you choose to do this, don't expect to receive the exact value of the gift card. You need to give the buyer an incentive to purchase your gift card, so you will likely need to lower the price. Even if the buyer wants to pay the total amount, you will probably have to cover the shipping expenses and website fees.
Another option is to try specialized gift card exchange sites. These websites let you exchange unwanted gift cards for cash. In this case, you can also expect to receive between 80% and 85% of your gift card value because you will have to cover the fee these websites charge.
Gift card exchange websites are a great solution if you know you are not going to use the gift card you have. You have to make sure you find a reputable website that won't charge you any hidden expenses or defraud you in any way.
You can't buy another gift card with a Walmart gift card, and exchanging your gift card for another one can get complicated, even shady. Why not explore the ways to get the gift card you want for free?
You can obtain free gift cards in many ways. One way is to get it from the company directly. For example, if you have a Walmart credit card, you get reward points for every purchase, and you can redeem them for a Walmart gift card. Another method is to participate in giveaways on social media.
The simplest way to get free gift cards is by using different apps that reward you for doing specific activities. With free gift card apps, you can easily monetize your everyday phone usage. These apps let you collect points whenever you complete a particular task. Once you accumulate enough points, you can redeem them for gift cards that you want.
If you sent your address to the scammer, remove your saved payment methods from Walmart's website immediately. Report the phishing email scam to Walmart at firstname.lastname@example.org. Then, file a report with the Federal Trade Commission (FTC).
There are other variations to the Walmart gift card scam, such as when fraudsters pretend your loved one is in danger and you need to send them gift cards as payment, or when they pretend to be tech support from the Best Buy Geek Squad or a company like Apple, Microsoft, or Netflix. 041b061a72