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Costco Car Buying Service



The CAP Site may contain links to other websites or online services that are operated and maintained by Costco or third parties, and that are not under the control of or maintained by CAP. The inclusion of a link on the CAP Site does not imply endorsement of the linked site or service by us or by our affiliates.




costco car buying service



This document sets out those terms and conditions (the "Agreement") under which we allow you ("you", "your") to use our website ("Website"), whether you do so just to find out about us and our services or to provide us with information in order to participate in the Costco Auto Program or in any other activities through the Website.


If you are visiting our Website as a Visitor (see below for definitions), your use of the Website confirms that you agree to this Agreement. To access other services or parts of the Website, you may have to confirm that you have read, accepted and agreed to this Agreement by clicking on "Accept" or you will not be able to view or use those portions of the Website.


We respect your personal privacy. We will collect, use and disclose personal information as described in our Privacy Policy, which is available at www.costcoauto.com/privacy. By using or accessing the Website, you consent to the collections, uses and disclosures of your personal information for the purposes described in our Privacy Policy.


You further agree THAT THE COSTCO AUTO PROGRAM will not be liable to you for any damages you may suffer and that IN NO EVENT WILL COSTCO AUTO PROGRAM BE LIABLE FOR indirect, general, special, economic, consequential, EXEMPLARY or punitive damages resulting from the use of (or inability to use) this Website or any cap service, whether in tort (including negligence), contract or any other cause of action, including without limitation, for availability of any cap service, loss of data, information or programs, or damage to computers or networks, or from breach of privacy and similar personal rights, or from infringement of intellectual property rights, OR FROM DEFAMATION, LIBEL OR SLANDER, or any other damages whatsoever, whether or not CAP shall have been advised of the possibility of such damages.


You agree that (i) CAP has no control over the content or performance of any website linked to or from this Website, (ii) CAP expresses no opinion concerning the content or performance of any such linked website, and, (iii) CAP shall not be held liable or responsible for the content or services of any such linked website. CAP provides all such links for your convenience only; they are not an endorsement or referral by CAP. You access and use those linked sites at your own risk. Those linked sites may have terms of use and privacy policies different from ours, and those terms and policies will apply to your activities on those sites.


If you wish to provide a link to our Website from your own web site, youmay only link to our home page at www.costcoauto.com. You may not use any of our icons or logos on your web site without our prior written approval, and you may not use the link to suggest that we sponsor, endorse, approve of or are affiliated with you or your web site.


Members of this national organization can take advantage of the AAA car buying program through certified dealers, some of which also offer additional discounts. Membership is required to use the car buying program, and depending on which regional club you belong to, there may be a fee to use the program. AAA members who bought a new car from a certified dealer in 2021 saved an average of $1,707.


In certain areas, AAA offers used cars for sale from its own dealership. For new cars, the concierge service will locate suitable cars based on your request. In some areas, the new car service pulls information on pricing and features from TrueCar.


AAA will negotiate member pricing for you, and with the tedious work of haggling out of the equation, you can contact the dealer to take the car for a test drive or have it delivered to your driveway to test or purchase. Keep in mind that certified dealers set their own pricing, even with the AAA auto buying program.


In addition to AAA, there are many other car-buying service options. Many of them are customer- or membership-based, like your local credit union or Costco. You may have to become a member to take advantage of these services.


Boasting leading closing ratios in new and pre-owned vehicle sales, we set the standard for service and value. In fact, our closing ratio in 2020 was in excess of 45% for Costco Auto Program. Additionally, our manufacturer promotions boasted a closing ratio of approximately 60%. Our Approved Dealerships have sold approximately two million vehicles in the past five years, and more than 95% of Costco members using Costco Auto Program rate the experience as good to excellent.


The program known today as the Costco Auto Program was launched in 1989. Today it is recognized as the leading member auto buying program in the industry, offering more than 40 million U.S. Costco members prearranged pricing on new and select pre-owned vehicles, as well as parts, services and accessories at a discounted price. The program boasts the highest closing ratios in the industry, and sells an estimated average of 350,000 vehicles a year.* Several industry surveys have repeatedly shown that the Costco Auto Program is one of the highest producing auto buying referral programs with respect to closing ratio, business generation and long-term dealer retention and participation.


For 25 years, automotive buyers have trusted IntelliChoice to provide automotive information, practical advice, ownership cost analysis and industry news to help them 'choose their car wisely.' Now part of the Motor Trend Automotive Group, a collection of leading automotive magazines and websites for consumers, IntelliChoice and AAG have partnered to bring their collective strengths together to offer IntelliChoice customers a superior auto buying experience. AAG and IntelliChoice launched the IntelliChoice Auto Buying Program in August 2011.


TruWest* Credit Union is headquartered in Tempe, Ariz., and operates as a cooperative providing its members with a lifetime of quality financial services and a culture of caring for its members, employees and communities. TruWest is a strong and sound financial institution with more than 96,000 members and assets totaling more than 1.2 billion. TruWest* Crtedit Union has 13 branch locations - nine in metro Pheonix and four in Austin, Texas. For more information, visit truwest.org. TruWest Credit Union was founded in 1952.


With more than 20 branches across the tri-state area, Affinity is the largest credit union headquartered in the state of New Jersey, proudly ranking in the top 2% of all credit unions in terms of asset size1. It is a member-owned, not-for-profit, full-service financial institution federally insured by the National Credit Union Administration (NCUA).


Looking for a new vehicle? Costco Auto Programme connects you with specially trained dealers to provide in-market savings through prearranged pricing and a hassle-free buying experience on many makes and models.


Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.


If you hate the idea of haggling with a dealer on the price tag to buy a new car, a car-buying service may be a solid alternative for you. You can browse online for cars from the comfort of your own home, and some car buying services might have ways to keep more money in your pocket.


Negotiation at dealerships can be intimidating. If the fear of a bad deal has scared you away from checking out dealer lots, a car-buying service can be a good option for you. There are two main types of car-buying services: concierge services and membership-based services.


Concierge services can help you negotiate the price tag of the car and make the car-buying process easier for you, such as delivering the car to your home or to a nearby center so you can test drive it before purchasing.


Though shoppers have the potential to save a good deal of money, not all car-buying services are alike, says Lauren Fix, founder of The Car Coach and Car Smarts and consumer auto expert. She says consumers need to know what the car-buying service stands to gain from these deals and if their goals are the same as yours.


Instead of looking at multiple websites or contacting different dealerships, the Costco car buying program puts all of that information in one place. Once you enter in your zip code, you can browse the type of car you want and choose the dealer from there. Once chosen, you can actually compare prices of the different models side-by-side. The Costco vehicle purchase program will save you a ton of time when comparing vehicles, letting you know which car is the best bang for your buck.


  • Car-buying services charge you a fee when you use them. This usually comes in the form of a direct fee or as part of a membership you're already paying for, such as AAA. Either way, the service makes money by handling your car purchase."}},"@type": "Question","name": "Can you trade in a car when using a car-buying service?","acceptedAnswer": "@type": "Answer","text": "Many car-buying services also buy or negotiate trade-ins for you. If you plan to trade in a vehicle, ask any buying services or concierges if they can handle that aspect of the deal.","@type": "Question","name": "Do car-buying services save you money?","acceptedAnswer": "@type": "Answer","text": "A car-buying service can save you money if it helps you find or negotiate a deal that offsets the costs of its fees. If you have time to search for a car yourself and are comfortable negotiating on your own, then you'll probably spend more overall to use a car-buying service."]}]}] .cls-1fill:#999.cls-6fill:#6d6e71 Skip to contentThe BalanceSearchSearchPlease fill out this field.SearchSearchPlease fill out this field.BudgetingBudgeting Budgeting Calculator Financial Planning Managing Your Debt Best Budgeting Apps View All InvestingInvesting Find an Advisor Stocks Retirement Planning Cryptocurrency Best Online Stock Brokers Best Investment Apps View All MortgagesMortgages Homeowner Guide First-Time Homebuyers Home Financing Managing Your Loan Mortgage Refinancing Using Your Home Equity Today's Mortgage Rates View All EconomicsEconomics US Economy Economic Terms Unemployment Fiscal Policy Monetary Policy View All BankingBanking Banking Basics Compound Interest Calculator Best Savings Account Interest Rates Best CD Rates Best Banks for Checking Accounts Best Personal Loans Best Auto Loan Rates View All Small BusinessSmall Business Entrepreneurship Business Banking Business Financing Business Taxes Business Tools Becoming an Owner Operations & Success View All Career PlanningCareer Planning Finding a Job Getting a Raise Work Benefits Top Jobs Cover Letters Resumes View All MoreMore Credit Cards Insurance Taxes Credit Reports & Scores Loans Personal Stories About UsAbout Us The Balance Financial Review Board Diversity & Inclusion Pledge View All Follow Us




Budgeting Budgeting Calculator Financial Planning Managing Your Debt Best Budgeting Apps Investing Find an Advisor Stocks Retirement Planning Cryptocurrency Best Online Stock Brokers Best Investment Apps Mortgages Homeowner Guide First-Time Homebuyers Home Financing Managing Your Loan Mortgage Refinancing Using Your Home Equity Today's Mortgage Rates Economics US Economy Economic Terms Unemployment Fiscal Policy Monetary Policy Banking Banking Basics Compound Interest Calculator Best Savings Account Interest Rates Best CD Rates Best Banks for Checking Accounts Best Personal Loans Best Auto Loan Rates Small Business Entrepreneurship Business Banking Business Financing Business Taxes Business Tools Becoming an Owner Operations & Success Career Planning Finding a Job Getting a Raise Work Benefits Top Jobs Cover Letters Resumes More Credit Cards Insurance Taxes Credit Reports & Scores Loans Financial Terms Dictionary About Us The Balance Financial Review Board Diversity & Inclusion Pledge LoansCar LoansPros and Cons of Buying Services vs. DealershipsByEmily DelbridgeUpdated on November 3, 2021Reviewed byAndy SmithFact checked byVikki VelasquezIn This ArticleView AllIn This ArticlePros and Cons of Each Type of Car-Buying ServiceFrequently Asked Questions (FAQs) Photo: Getty Images / Don Mason 041b061a72


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